- Medicare Supplement – Medicare Advantage – Special Needs Plans
Health coverage for your growing needs as a senior. Get cost savings, personalized medical care coverage, also added services and or benefits to help you even more.
- Mortgage Protection
Insurance that will cover a portion or your total monthly mortgage payment if you lose your job or become disabled, for various lengths of time. Most of these types of policies will also pay off your mortgage loan should you pass away. Policies can differ greatly , so you need to know what a given policy offers for the price. That is where we can help you with the experience of a state licensed agent from Family Financial Pro and Life.
- Term Life
A term life insurance policy covers your life only. Upon the death of the insured it will pay the face amount of the policy to the named beneficiary. Your options for buying term insurance can vary greatly with options of lengths of years for the term, optional riders, optional conversion to whole life, return of premium and more. To assure you get the best options for the best price we work with the top carriers in the country and experienced agents to make your choice easy and affordable.
- Whole Life
Whole life insurance pays a death benefit and does not expire in a set number of years as does term life insurance. Whole life insurance also contains an investment component. The whole life policy builds cash value that you can borrow against. The three most common types of whole life insurance are traditional whole life policies, universal life and variable life.
- Final Expense Life
Final expense life insurance is a smaller whole life insurance policy to help ease the burden of paying for the many costs incurred with funerals. With the high cost of funerals, the last thing you want to think about after losing a loved one is paying for and planning a funeral, but it is a sad reality that you will likely face one or more times in you lifetime. Family Financial Pro and Life is here to help.
An annuity is an investment in your retirement and a different vehicle to accomplish that than a 401K. When you leave one job for a new one, or retire, you have an opportunity to roll the money from your 401k account into a better investment, an annuity. Annuities have more flexible investment options, safeguards against losing your principle, and income protection for your retirement years. We firmly believe that investors retiring or changing jobs should at a minimum look into seizing the opportunity to transfer their investment dollars out of the generally restrictive 401k plans, and into the more flexible annuities plans. Rolling your 401k into an annuity gives you a continued tax shelter, while permitting you a huge range of investment options, guarantee of principle options, and living and death benefits that can protect you and/or your family whether the stock and bond markets go up or down and regardless of whether you live or die.